Pet owners, especially new pet owners, may want to consider purchasing pet insurance.
"Traditionally, people who acquire new pets don't always consider the cost and responsibilities completely," said Loran Hickton, executive director of the North American Pet Health Insurance Association.
"They can sometimes be overwhelmed by costs, and relying on credit cards as a means for protection for the unexpected is not as feasible as it once was."
But Hickton says that people who have owned pet before are in a better position to anticipate veterinary costs. For example, spaying and neutering procedures can cost several hundred dollars.
"That kind of cost may put some owners into a financially excruciating position. The pet insurance is a safety net," Hickton said.
Pet insurance is increasing in popularity. More than 1 million pets in the United States are insured, up from about 700,000 about five years ago, Hickton said.
Taking care of a dog requires research, proper training and consistent veterinary care. Before adopting or purchasing a dog, be sure to research the breed, make a training plan and ensure that it receives the proper medical care.
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